March 18, 2026 · 7 min read
State Farm Hail Claims in Texas: The Full Lubbock Walkthrough
Step-by-step guide to filing a State Farm hail damage claim in Texas — coverage, deductibles, Select Service, and your right to your own repair shop.
State Farm is the carrier we see most often across the South Plains. If you carry a State Farm policy and the storm caught your vehicle, here is the workflow.
Does State Farm pay for hail?
Yes — provided your policy includes comprehensive coverage. Liability-only does not pay hail.
How to open a State Farm hail claim
File through the State Farm app, your local agent, or 1-800-STATE-FARM. Tell them it is a comprehensive hail claim in Lubbock, TX. Have your VIN and policy number in front of you.
Do I have to use Select Service?
No. Select Service is a State Farm program — Texas law leaves the choice with you. We accept State Farm claims and run the entire process from inspection to delivery.
Will my premium go up?
Hail is comprehensive, not at-fault. Most State Farm policyholders do not see a single-claim rate increase, but every policy varies.
How long does the repair take?
Inspection inside 3–7 days, then 3–10 business days for PDR depending on dent count. Free loaner included.
Ready to start? Visit our State Farm hail repair page for Lubbock or call (806) 724-6100 for a free inspection.